Arizona Team Realty provides a variety of online residential real estate resource pages where you can easily find information you will need to help you make a well informed buying or selling decision.
Buyer Advisory – Created by the Arizona Association of Realtors and approved by the Arizona Department of Real Estate, the Buyer Advisory is a great resource tool for anybody purchasing real estate in Arizona.
Mortgage Information – Contact Jared Fuller at Fairway Mortgage Corporation to discuss the best loan program for you, get pre-qualified for a loan over the phone, discuss recent mortgage rates, or even start an online loan application. You can even utilize the Mortgage Calculators on the Fairway Mortgage Corp. website to run some rough numbers.
Home Inspections – Every home, including new homes, should be inspected by a professional home inspector, who works for YOU! A professional Home Inspection is an objective examination of all the systems in a home. Yes, there is an upfront cost from $250 up to $500 for larger homes but it is some of the best money you can spend when buying a your new home.
Home Owner’s Insurance – If you are purchasing a home with a loan, your lender will require you place a Home Owner’s Insurance policy on your home prior to closing. If you are paying cash it is optional to have Home Owner’s Insurance but highly advisable. The information in the Home Owners Insurance link comes from the Arizona Department of Insurance and is a FAQ page specific to what Home Owner’s Insurance is, types of coverage, and basic terms.
What is Title Insurance? – Buying a home for many of us will be the most substantial, single investment we’ll ever make. While most homeowners provide for safekeeping of their homes through Homeowner’s Insurance to protect against hazards such as fire, theft and weather damage, many never give a second thought about issues that could creep up and effect ownership rights to the property. Simply put, title insurance offers protection to home ownership. “Title” is a collective term used to describe your legal rights to own, possess, use, control or dispose of your home. Take a few minutes to read the “What is Title Insurance?” brochure.
Home Owners Associations (HOAs) – If you are considering a home purchase within in a new planned community, it’s likely to be governed by an HOA. Most condominium and townhome developments and many newer single-family subdivisions have HOAs, which are usually created when the development is built. HOAs are formal legal entities created to maintain community common areas and they have the authority to enforce deed restrictions. It’s not all bad though. Get the basic HOA information here – Homeowner’s Associations (HOAs)
Home Valuation – Find out how much your property is worth at our Home Valuation Request Page.
School Information – For local school district information for most cities throughout the Valley of the Sun, be sure to check out our School Page. Great Schools.org offers timely and accurate school rating information for Public and Private Schools. If you can find a better website for this information, be sure to reply and let us know. If not, check out Great Schools website today.
Short Sales – A Short Sale can be an excellent solution for homeowners who need to sell their home but currently owe more to their bank than what the home is worth. We have helped many distressed homeowners avoid foreclosure by successfully negotiating, marketing and closing their short sale transaction. Contact us if we can help you or answer any questions.
Foreclosure Information – Chances are you or someone you know is facing the possibility of foreclosure. But you need to understand that you are not alone and you do have options. Please review the Arizona Department of Housing Foreclosure Prevention webpage. It is a great resource for distressed homeowners.
Maricopa County Property Tax – This two page brochure quickly explains how Maricopa County Assessors use computerized systems to value single family residential properties for property tax purposes. Maricopa County Real Estate Tax Information